We advise travel insurance to all travelers are interested of trekking in Nepal. Trekking in Nepal is walking in the trail (path) of country side of Nepal Himalayas. In country side of Nepal health treatment facilities are not standard. There are less available of good hospitals and doctors. So if in case the trekker suffers from severe sickness, personal accident, he should bring to Kathmandu by rescue (helicopter) for treatment. And the Rescue (helicopter) charter fare is expensive in Nepal. Please ensure that your insurer is aware of your trip itinerary and can agree to cover the activities being undertaken.
When selecting a travel insurance policy we require that at a minimum you are covered for medical expenses including emergency evacuation. We strongly recommend that the policy also covers personal liability, cancellation, curtailment and loss of luggage and personal effects. We also let you know that Nepalese Insurance Company does not have travel insurance policy for foreign nationals. They have this policy only for Nepalese citizens. So we advise you do your travel insurance with Insurance Company in your own place. If you need any help selecting an insurance provider, check out this resource for suggestions.”